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Cookie Policy

Version: 1.0
Effective Date: 4 June 2025
Next Review Due: 4 June 2026
Approved By: Managing Director
Policy Owner: Head of Compliance
Australian Credit Licence: 388143

At Jingle, we use cookies and similar tracking technologies on our website (jingle.com.au) to enhance your experience, analyse website performance, and support our marketing efforts. This Cookie Policy explains what cookies are, how we use them, and how you can control your cookie preferences.

1. What Are Cookies?

Cookies are small text files that are stored on your device (computer, phone, tablet) when you visit a website. They help websites remember your actions and preferences (such as login details, location, or language) over a period of time.

Some cookies are essential for the proper functioning of a website, while others are used to improve performance, personalise content, or assist with advertising.

2. How Jingle Uses Cookies

We use cookies on our website for the following purposes:

a) Essential Cookies

These cookies are necessary for the Website to function and cannot be switched off in our systems. They include cookies that:

  • Enable core site functionality such as secure logins and navigation.
  • Allow you to complete forms or access your account securely.

b) Performance and Analytics Cookies

These cookies help us understand how visitors interact with our Website by collecting anonymous information such as:

  • Pages visited
  • Time spent on site
  • Click-through behaviour

We use tools such as Google Analytics to improve site performance and user experience. No personally identifiable information is collected via these cookies.

c) Marketing and Personalisation Cookies

With your consent, we may use cookies to:

  • Deliver relevant advertising to you on third-party platforms (e.g., Google, Facebook).
  • Limit the number of times you see an ad.
  • Measure the effectiveness of our marketing campaigns.

These cookies may track your online activity across different websites and are usually placed by our advertising partners.

3. Third-Party Cookies

We may allow certain trusted third-party partners to place cookies on our Website to help deliver services such as:

  • Credit assessment tools
  • Customer chat services
  • Social media integration

We only work with partners who are compliant with Australian privacy regulations and require them to handle your data securely.

4. Managing Cookie Preferences

You have control over your cookie settings. You can:

  • Adjust your browser settings to block or delete cookies.
  • Opt out of non-essential cookies through a cookie banner when you first visit our site.
  • Use browser-based tools to manage preferences (e.g. incognito mode, Do Not Track settings).

Please note that blocking some cookies may impact your ability to use certain features of the Website.

5. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements or our data practices. Any updates will be published on this page with the “Last Updated” date.

6. Contact Us

If you have any questions or concerns about how we use cookies, please contact:

Jingle Finance Pty Ltd

ABN: 18 132 485 066
Email: hello@jingle.com.au
Phone: 1300 654 230
Mail: PO BOX 677, Templestowe VIC 3106

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.