Holiday
& Travel
Loans

Plan a getaway, enjoy a break closer to home, or prepare for upcoming travel. A holiday loan is a type of personal loan that may be used to spread the cost of a trip over time, with clear terms and a simple online application.

Some people use a holiday loan when planning a visit to loved ones or organising a travel experience they’ve already considered. Having access to funds upfront can assist with managing travel-related expenses, depending on individual circumstances.

Jingle offers personal loans up to $10,000, subject to eligibility criteria and assessment, allowing you to review options that align with your plans and circumstances.

Before deciding whether to proceed, it’s important to review the loan terms carefully and consider whether repayments would be affordable for your situation. Jingle lends responsibly and will only approve applications we believe can be repaid without financial hardship.

If you meet the eligibility criteria, a holiday loan is a type of personal loan that may be used to cover travel-related expenses, such as transport or accommodation, with funds made available following approval and contract acceptance.

Some people consider a holiday loan when planning a visit to friends or family, or when preparing for a future travel experience. All loan applications are subject to eligibility criteria and assessment, and it’s important to review the loan terms carefully and consider whether repayments would be affordable for your circumstances. Jingle lends responsibly.

At Jingle, lending should make life easier — not add pressure. That’s why every application is reviewed properly, with real people involved, to make sure a loan is right for you.

We believe in responsible lending — here’s what you need to check to apply for a Jingle loan:

You’ll need to:

• Be 21 years or older
• Be employed (permanent, part-time or casual) for at least 3 months with regular, verifiable income
• Be an Australian citizen or permanent resident
• Have a fixed residential address
• Have an active email address and mobile number
• Have online banking in your own name
• Not be currently bankrupt

Income requirements

• Your income must be stable and ongoing
• Government benefits (e.g. Centrelink) must not exceed our eligibility limits as set out in our lending criteria.
• Workers’ compensation, WorkCover payments, income protection insurance or similar statutory compensation payments are not accepted as eligible income

When you apply, have ready:

• Your personal details and valid photo ID
• Employment and income information
• Access to your online banking, so we can securely verify your income and expenses

^{All applications are subject to Jingle’s responsible lending assessment under the National Consumer Credit Protection Act 2009 (Cth). Approval is not guaranteed.}