Borrow up to $10,000
⚡ Paperless. Secure. Signed online
⚡ Repay early — no penalty
⚡ Funds to you within 60 minutes¹
How can a personal loan help cover medical expenses?
Medical costs can add up quickly, but you shouldn’t have to delay the treatment you need.
Put your well-being first with a personal loan so you can pay for out-of-pocket costs and focus on your health and wellbeing.
A medical loan can cover out-of-pocket expenses like:
✔ Dental costs or orthodontics
✔ Specialist appointments
✔ Optical treatment
✔ Laser eye surgery
✔ Aesthetic and cosmetic procedures
✔ Bariatric surgery
✔ Sleep apnoea treatment
✔ IVF treatments
✔ Other hospital gaps and expenses
When you need medical treatment, you shouldn’t have to wait. With a same-day Jingle loan, you can confidently move forward.
How it works?
Jingle is 100% digital, so you can apply anytime, anywhere, on your terms.
Apply online in minutes³
Our 100% digital application is designed to move quickly. Apply from your phone, tablet, or computer - anytime, anywhere.
Smart technology. Real oversight.
Our technology securely checks your details and helps assess what you can comfortably afford. Human assessors step in and review every application, making sure lending is responsible and fair.
Paid fast with PayID
If approved, we send your money using PayID - a fast and secure payment system supported by Australian banks. If your bank supports PayID, funds can arrive in as little as 60 minutes¹.
Clear costs, upfront
You’ll see the full cost of your loan before you accept. No surprises, ever.
Eligibility criteria
At Jingle, lending should make life easier — not add pressure. That’s why every application is reviewed properly, with real people involved, to make sure a loan is right for you.
We believe in responsible lending — here’s what you need to check to apply for a Jingle loan:
- Be 21 years or older
- Be employed (permanent part time or full time) with at least 90 days of consistent income
- Be an Australian citizen or permanent resident
- Have an active email address, mobile number, and online banking in your own name
When you apply, have the following ready:
- Your personal details and ID
- Employment and income information
- Access to your online banking, so we can securely verify your income and expenses
FAQs
You're in good company
Hear from our customers who have been helped by Jingle
You're in good company
Hear from our customers who have been helped by Jingle