Dental
Loans

Dental treatment should not have to wait.


Stress-free personal loans can provide funds to get important procedures done right away.

Dental loans from $2,001 to $10,000

⚡ 100% online, confidential application process

⚡ No establishment fee for loans $5,000 to $10,000

If approved, get funds within 60 minutes1

Dental health has an impact on your wellbeing — and it’s not always something you can delay. We take the stress out of the up-front costs of important dental treatment with hassle-free dental loans. 

Whether it’s for implants, dental surgery or a dental device, a personal loan for dental expenses means you can care for your smile, with the confidence that you can repay the sum in manageable installments. 

Get a same day personal loan for dental expenses between $2,100 to $10,000.

What is a dental loan?

A dental loan is a personal loan designed to cover important dental expenses. A dental loan gives you a lump sum to pay for treatments or devices, which you can then repay over time. 

A dental loan can cover cosmetic dental procedures, general dental, implants and orthodontic treatments.

Can a dental loan help me?

Yes, a dental loan can help you pay for urgent or important dental expenses. If you are employed on a permanent basis, either part-time or full-time, and meet our eligibility criteria, a dental loan can help cover the gap left by private health insurance. 

A dental loan can be used to cover: 

  • Fillings and repairs
  • Root canals
  • Dentures
  • Dental crowns
  • Dental implants
  • Braces

Dental work often needs to be done sooner rather than later, so if you or a family member needs dental care, a dental loan can provide funding with flexible repayments.

How do I apply for a dental loan?

You can apply for a personal loan to cover dental expenses right from your phone. Only got a moment? Start your application now and finish it later — we’re ready when you are!

In just a few steps, you’ll be able to book in that dental procedure and pay for it upfront. Find out how much you’ll need to borrow, whether that’s a small or large amount up to $10,000, and begin.

Here’s how it works — simple and easy!

✔️ 100% online application — apply where you are, any time. 

✔️ Straightforward assessment — we get to work efficiently, so you don’t have to wait. 

✔️ Accept your loan offer — simple, no stress, just say yes!

✔️ Funds within 60 minutes1 — get the cash you need, when you need it.

Support when you need it — we’re here for you every step of the way!

Dental loan eligibility criteria

We believe in responsible lending — here’s what you need to meet to apply for a Jingle personal loan. 

  • Be at least 21 years of age
  • Be employed on a permanent part-time or full-time basis, with 90 days of consistent income
  • Be an Australian citizen or permanent resident with a fixed address
  • Have an active email address, phone number, and online banking details in your name

To complete the loan application, you will need: 

  • Personal info and ID
  • Employment status and details
  • Access to your online banking
Eligibility criteria for a debt consolidation loan

¹ NPP disclaimer


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Need help?

Call us on 1300 654 230

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.