Our Position on Financial Abuse

At Jingle, we believe that credit should never come at the cost of a person’s safety, autonomy, or dignity.

Our Position on Financial Abuse

At Jingle, we believe that credit should never come at the cost of a person’s safety, autonomy, or dignity. We recognise that financial abuse is a serious form of domestic and family violence, and we are committed to protecting vulnerable customers through trauma-informed responsible lending practices.

Our obligations

Under the National Consumer Credit Protection Act (NCCP Act) and ASIC guidance, we must assess whether a loan is suitable, whether the borrower/s will benefit directly from it, and whether the customer/s can repay it without substantial hardship.

We consider financial abuse and coercion to be a form of domestic violence, and we take these risk factors seriously during all lending and hardship assessments.

Our obligations

Our commitment

  • To offer confidential, compassionate support to any customer disclosing abuse
  • To train our team to recognise indicators and warning signs of coercion or duress
  • To ensure our hardship process protects rather than penalises survivors
  • To collaborate with advocacy partners and support industry reform

Our promise

We will continue evolving our systems, policies, and partnerships to ensure we do our part to break the cycle of financial abuse. We welcome feedback, collaboration, and accountability from the communities and customers we serve.

For enquiries or feedback: compliance@jingle.com.au

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Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.