Same Day Loans
Loans

Need access to funds today? A same day loan may help cover unexpected expenses when timing matters most. Whether you're facing an urgent bill, car repairs, medical costs or emergency expenses, Jingle Loans offers a simple online application process designed to help eligible customers access funds as quickly as possible.

Our smart technology and real human assessment process help us review applications efficiently while maintaining responsible lending standards.

At Jingle, lending should make life easier — not add pressure. That’s why every application is reviewed properly, with real people involved, to make sure a loan is right for you.

We believe in responsible lending — here’s what you need to check to apply for a Jingle loan:

You’ll need to:

• Be 21 years or older
• Be employed (permanent or permanent part time) for at least 3 months with regular, verifiable income
• Be an Australian citizen or permanent resident
• Have a fixed residential address
• Have an active email address and mobile number
• Have online banking in your own name
• Not be currently bankrupt

Income requirements

• Your income must be stable and ongoing
• Government benefits (e.g. Centrelink) must not exceed our eligibility limits as set out in our lending criteria.
• Workers’ compensation, WorkCover payments, income protection insurance or similar statutory compensation payments are not accepted as eligible income

When you apply, have ready:

• Your personal details and valid photo ID
• Employment and income information
• Access to your online banking, so we can securely verify your income and expenses

^{All applications are subject to Jingle’s responsible lending assessment under the National Consumer Credit Protection Act 2009 (Cth). Approval is not guaranteed.}