Holidays are meant to be a time to relax, enjoy yourself, and create lasting memories. They can also bring additional expenses that are worth planning for in advance.
To help you manage costs and stay organised, the tips below outline practical ways to approach holiday spending and reduce the likelihood of unexpected expenses once you return.
Jingle tip💡
Planning ahead can help spread the cost of travel over time.
If holiday expenses are higher than expected, some people choose to explore personal loans as one option to manage upfront costs. Jingle offers personal loans that may be used for travel-related expenses, subject to eligibility criteria and a responsible lending assessment.
Reviewing loan terms and considering whether repayments would be affordable based on your circumstances can help you decide whether this option is appropriate for you.
Tips for before you travel
1. Plan ahead and set a budget
Setting a travel budget before booking can help you understand expected costs and how much you’re comfortable allocating to your trip. Researching transport, accommodation, and activities in advance may provide a clearer picture of likely expenses and help reduce unexpected costs.
2. Book in advance where possible
Flights, accommodation, and activities are often priced differently depending on timing. Booking key items ahead of time may help manage overall costs and provide greater certainty when planning your trip.
Travel planning tips
3. Consider alternative travel options
If higher-cost accommodation or travel isn’t suitable, alternatives such as camping, house-swapping, or local road trips may help reduce overall expenses. Adjusting the style or location of a trip can change costs while still offering an enjoyable experience.
4. Choose food and shopping options carefully
Eating at local cafés or markets rather than tourist-focused venues may help manage day-to-day spending. Exploring local food options can also provide a different perspective on a destination while keeping costs more predictable.
Practical travel tips
5. Travel light to reduce additional costs
Extra baggage fees and overpacking can increase travel costs. Packing only what you need may help avoid paying for additional weight or luggage allowances.
6. Track expenses as you go
Using a budgeting app or notes app to record spending during your trip can help you stay aware of costs. Keeping track of expenses in real time may make it easier to manage your budget throughout your travels.
Make your break a proper holiday with Jingle
With a little planning and mindful spending, it’s possible to enjoy your holiday while keeping your finances on track.
If your budget is tight, reviewing your options and understanding the costs involved can help you decide how to manage expenses in a way that suits your circumstances. Some people choose to explore personal loans as one option, subject to eligibility criteria and a responsible lending assessment.
Always consider your individual situation and review any financial commitments carefully before deciding whether to proceed.
✈ Enjoy your travels — wherever they take you.
Bonus tips for Aussie travellers:
Travel insurance
Travel insurance can help cover unexpected events while you’re away. Comparing policies from a range of providers can help you understand what’s included and choose cover that suits your plans.
Currency exchange
Exchange rates and fees can vary between providers. Shopping around or considering a travel money card may help you manage costs while overseas.
Mobile phone options
International roaming charges can add up quickly. Reviewing your mobile plan before you travel, or switching to an alternative option, may help avoid unexpected charges.
International data SIMs or eSIMs
Some travellers choose international SIM or eSIM plans that offer set data allowances for a fixed number of days. Researching options in advance can help you find a plan that matches your data needs and travel duration.
Disclaimer: This article is for general information only. It does not take into account your individual circumstances and is not financial advice. Consider seeking independent advice before making financial decisions.
